What if you had the power to create more affordable housing in your community? Encourage small business growth within your neighborhood? You do — and you can achieve these goals by simply opening a bank account.

Double Bottom Line. With these three words in mind, we have created the Socially Responsible Deposit Fund (SRDF) to give you a socially responsible investment option that will support economically challenged communities in the St. Paul/Minneapolis area. Our "double bottom line" assures you competitive interest rates on your account, while also offering you a way to improve local urban neighborhoods. Here's how it works:

Open any depository account at Park Midway Bank and designate your account balances to the SRDF. It's as simple as checking a box on our account agreement form.

Your account balances in the SRDF will be used to support:

• affordable housing
• small businesses
• non-profit organizations
• community services

As always, your account is FDIC-insured up to $100,000. You receive the same interest rates offered by Park Midway Bank on regular depository accounts. What's the catch? There is none. The SRDF simply uses your deposits to make loans that support socially conscious projects in our communities.